Insurance and Flex Spending for 2012

As the season starts to grow cold, we are reminded that the year is now coming to an end. Before we all become wrapped up in all that this entails, now is the time to remember that time is running out for dental insurance benefits and flex spending for 2012.

Wellesley Dental Group strives to provide our patients with the best possible care, and an important part of this process is informing patients of their dental needs. Many individuals who are paying for dental insurance do not realize that their plans provide coverage up to a certain dollar amount annually. This means that it’s not too late to maximize your dental benefits! You still have time and you should make the most of it.

There are many options available to you for utilizing the remainder of your flex spending. Remember to check your plan and take the necessary steps to make the most of you flex spending. Here are some commonly available options:

  • Crowns
  • Fillings
  • Orthodontic Treatment
  • Gum treatment and surgery
  • Dental Implants
  • Root canals
  • Wisdom teeth extraction

There are many more available! Check with your insurance or dentist to find out exactly what is covered and how it fits with your current needs.

The New York Times offers some suggestions on ways to maximize this insurance benefit before it is too late.

It bears repeating that for most individuals, insurance benefits and flex spending do not carry over into the next year. In essence, what you do not use, you lose.

Studies show us that patients who postpone dental needs run a higher risk of emergency care in the future. Putting off dental treatment does not make the problem go away – it worsens it, which in turn increases the cost.

We highly recommend becoming familiar with both your dental benefits and needs. Planning for necessary and preventative treatment now will save you unnecessary risk, cost and stress later. Drs. Ali & Ali and their team as Wellesley Dental Group will be very happy to answer your questions and advise you on how to best maximize you remaining dental benefits. Contact us today at 781-237-9071 or!

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