Cigna Dentist Wellesley

Learn More About the Benefits of Cigna

Cigna is a large insurance company that provides benefits to countless people, both on an individual basis and through employee benefits packages. Do you have a Cigna dental plan? If so, you can count it as a valuable asset. It may open the door to low-cost preventive care as well as reduce your financial obligation for important restorative treatments. How can you maximize the value of your policy? As an in-network Cigna dentist in Wellesley, our team is ready to assist you.

Cigna Coverage Availability & Fees

Happy dental team member interacting with patient

Cigna offers quite a few different dental plans, which are designed to appeal to individuals and families of varying needs. It would be wise to take some time to review the details of your policy so you can understand how it works.

Many Cigna plans are PPO in nature, and they often follow the 100/80/50 structure:

  • Preventive services, including cleanings and exams, may be up to 100% covered.
  • Basic services, like tooth-colored fillings, may be around 80% covered.
  • Major services, like dentures, crowns, and bridges, are up to 50% covered.
  • Orthodontic treatments are up to 50% covered on certain plans.

It is important to remember that all plans do not cover all treatments, and coverage levels can vary quite a bit from policy to policy.

Here are a few additional things to keep in mind about Cigna dental insurance:

  • You likely have a deductible, which is a specific dollar amount you must pay out of your own pocket before your benefits go into effect.
  • Most plans come with a waiting period before of 6 – 12 months before they can be used for restorative treatments.
  • PPO plans often enforce an annual maximum on the value of the benefits they offer. With Cigna, that maximum usually falls between $1,000 and $3,000.

The Benefits of Seeing an In-Network Dentist

Dental patient looking over his shoulder while making thumbs-up gesture

PPO dental insurance gives you the freedom to visit virtually any practice in the U.S. But when you choose an in-network provider like Wellesley Dental Group, you can enjoy some distinct advantages:

  • We have a contract with Cigna that includes negotiated fees for common services. This often translates to lower costs for our patients.
  • Often, coverage rates are higher at in-network practices.
  • We know the ins and outs of how Cigna coverage works. You can rely on us to help you answer your questions, get preauthorization, file claims, and more.

Would you like to learn more about how to use your Cigna dental plan in our practice? Contact us today — we look forward to assisting you!